All posts by Richard Cashion


Why The Care Is So Expensive – And How It Could Be Better?

The trend seems irreversible: the costs of our health insurance are increasing each year. How is that? If we have to believe the media: because we are getting older. So all those extra costs only because we are sick a little longer? I can think of a few other reasons. Confrontational reasons, but they all contribute. I will mention the most important here. And besides, it can also be better. I also propose this.


Is One Health Insurance Enough For The Whole Family?

Most families opt for 1 health insurer for the whole family. That is nice and clear. But if your partner has other wishes for the health insurance than you do, it is not a bad idea to choose your own health insurance for both. This way you prevent yourself or your partner from over- or under-insuring.


Family Expansion

A life phase in which it is good to pay extra attention to your health insurance is when you are pregnant. A delivery without medical need in the hospital is partly for your own account, and you also pay a personal contribution to the maternity care. The most important cover to look at when you are pregnant are:

Reimbursement of personal contribution for maternity care and hospital delivery as well as reimbursement of physiotherapy and dental coverage.

Children Co-Insured

For children up to the age of 18, all the necessary care is included in the basic package. Also, they are insured for the reimbursements from the supplementary package of the parent with which they are credited. This can be useful, for example, for alternative medicine or a personal contribution that has to be paid for medicines. It is therefore wise to ensure children on the policy of the parent with the most comprehensive supplementary insurance. The main coverings that parents and children pay attention to when taking out health insurance are orthodontics, dental coverage, and physiotherapy.